A woman using the Schwinn IC4 Bike

Easy Financing

Financing starting at 0% APR*

It only takes a few minutes to complete your application and, if approved, finance your Schwinn purchase.

  • Apply during checkout
  • Secure application process
  • Get a decision within seconds
Continue Shopping

*Minimum purchase of $200.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.