![A woman using the Schwinn IC4 Bike](https://www.schwinnfitness.com/on/demandware.static/-/Sites-nautilus-domestic-Library/default/dw2b335ec2/schwinn/ic4-bike-faq-zwift-connect-bg.jpg)
Easy Financing
Financing starting at 0% APR*
It only takes a few minutes to complete your application and, if approved, finance your Schwinn purchase.
- Apply during checkout
- Secure application process
- Get a decision within seconds
*Minimum purchase of $200.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.